Income
Every peso in, tagged to the client and the stream it came from.
Northwind MediaRetainer · Jun 1₱28,500.00
Bright Harbor Co.Project · Jun 5₱15,000.00
Studio KalinawRetainer · Jun 9₱9,900.00
Northwind MediaAdd-on · Jun 16₱6,000.00
For Filipino freelancers · Current with the 2026 rules
Know what you owe the BIR, down to the box on the form.
TAXKAYA keeps your books, runs 8% against graduated on your own figures, and names the item number every amount goes in. You file it yourself, and you know what you are filing.
- 7 days free
- No card
- Then ₱249 a month
- One tier
Signup is invite-only while the beta runs.
Good morning, Mika
Here's where the business stands today.
1701Q due August 15. Your Q2 numbers are ready: ₱200,700.00 gross, ₱10,888.00 estimated due.
Net profit this month
₱56,935.20
▲ 12% vs last monthRevenue this month
₱66,900.00
▲ 8%Expenses this month
₱9,964.80
▼ 5%Tax still to set aside
₱0.00
Fully fundedRevenue and expenses
Trailing 12 months
Revenue Expenses
Tax readiness
₱12,000.00
set aside of ₱10,888.00 estimated
Estimated tax₱10,888.00
Already set aside₱12,000.00
Still to save₱0.00
13 plain-language guides4 quarterly deadlines tracked106 blank forms mirrored100% yours, row-level secured
Start here
The rules change depending on which of these you are.
Most of what goes wrong starts with reading advice written for somebody else. Pick the one that describes you and the rest of the site narrows to it.
Take the 5-question quiz
TAXKAYA is built for non-VAT sole proprietors and freelancers. If you are already VAT registered or already a corporation, parts of it will not fit, and it is cheaper for both of us to say that here than for you to find out in week two.
What it actually does
Five jobs, start to finish. This is the whole product.
Not a feature list. These are the five places people get stuck, in the order they hit them — and the thing that gets each one unstuck.
01 · Get registered
Start from nothing and end with a 2303.
Which form, which RDO, what to bring, what it costs, and what to refuse to pay. The ₱500 annual registration fee was abolished in 2024 and people are still being charged it. What is left is a ₱30 documentary stamp.
Online, through ORUS
PHP 30.003 days total, per the Citizen's CharterCDR F1101
- 1
Create an ORUS account at orus.bir.gov.ph.
- 2
Fill in the online registration form and upload your documents.
- 3
Wait for the RDO to evaluate.
- 4
Pay the 30-peso loose documentary stamp tax online.
Download your electronic Certificate of Registration and ATP from your ORUS profile.
You leave with
- Certificate of Registration, Form 2303, listing your tax types
- Notice to Issue Receipt or Invoice
- BIR Printed Invoices, or an Authority to Print if you opted for your own
- Your stamped copy of the 1901 and the signed CDR cover sheet
02 · Pick your tax option
8% or graduated, decided on your numbers rather than a forum post.
All three regimes run against your real income and expenses, and the cheapest is marked. The choice locks for the whole year on your first quarterly return, which is why guessing it is expensive.
Graduated + itemized
₱103,228.48
12.9% of everything you earned
- Income tax
- ₱79,144.48
- Percentage tax
- ₱24,084.00
Cheapest
8% flat rate
₱44,224.00
5.5% of everything you earned
- Income tax
- ₱44,224.00
- Percentage tax
- —
Graduated + 40% OSD
₱62,920.00
7.8% of everything you earned
- Income tax
- ₱38,836.00
- Percentage tax
- ₱24,084.00
How each figure is worked out
Every line the estimate passes through, on the same ₱802,800.00 of receipts
| Graduated + itemized | 8% flat rate | Graduated + 40% OSD | |
|---|---|---|---|
| Gross receipts | ₱802,800.00 | ₱802,800.00 | ₱802,800.00 |
| Less | ₱119,577.60Recorded expenses | ₱250,000.00₱250,000 allowance | ₱321,120.0040% of gross |
| Taxable income | ₱683,222.40 | ₱552,800.00 | ₱481,680.00 |
| Income tax | ₱79,144.48 | ₱44,224.00 | ₱38,836.00 |
| Percentage tax | ₱24,084.00 | — | ₱24,084.00 |
| Total for the year | ₱103,228.48 | ₱44,224.00 | ₱62,920.00 |
03 · File on time
Every figure the form asks for, next to the number of the box it goes in.
Most tools stop at telling you what you owe, which is the easy half. This names the eBIRForms package to open, the page the computation lives on, and the item number of every box, so the hard part is copying rather than interpreting.
1701Q · Q2 2026
Your figures, in the order the form asks for them.
In eBIRForms, open 1701Qv2018.
The package also lists 1701Q, the pre-TRAIN version. It has different item numbers, and it submits just as successfully as the right one.
Part V, Schedule II — For 8% IT Rate
Page 2. The form's own instruction: on 8%, fill items 47 to 54 and leave Schedule I empty.
47
Sales/Revenues/Receipts/Fees
200700.00₱200,700.0048
Add: Non-Operating Income
0.00₱0.0049
Total Income for the Quarterform computes
200700.00₱200,700.0050
Add: Total Taxable Income Previous Quarter/s
185400.00₱185,400.0051
Cumulative Taxable Income as of This Quarterform computes
386100.00₱386,100.0052
Less: Allowable reduction of ₱250,000
250000.00₱250,000.0053
Taxable Income To Dateform computes
136100.00₱136,100.0054
Tax Dueform computes
10888.00₱10,888.0004 · Register your books
The books on your 2303, not a set somebody assumed for you.
Which volumes exist is a fact printed on your Certificate of Registration, and it varies. Tell the app what you were actually given and every page after this one matches the paper on your desk rather than a generic set.
CASH RECEIPTS
CR
Cash receipts book
Money coming in, on the day it reached you. Nothing you paid out belongs here.
CASH DISBURSEMENTS
CD
Cash disbursements book
Money going out, on the day it left. Nothing you received belongs here.
JOURNAL
GJ
General journal
Entries where no cash moved: your opening entry, depreciation, corrections and the year-end closing. Correctly a short book.
LEDGER
General ledger
A page per account, gathering what the other books recorded. This is where you read a balance off, and it is the only book nothing is written into first.
This set is four. Yours might not be — some RDOs issue a combined cash book in place of separate receipts and disbursements, and plenty of sole proprietorships are never given a general journal at all. Tick what your Certificate of Registration actually lists, and every page the app prints after that matches the paper on your desk instead of a generic set.
05 · Actually write in them
It knows the page and the line your pen goes on next.
This is the part nobody solves. You have a bound, stamped, blank columnar book and a pen. TAXKAYA draws the page as your book rules it, greys out what you have already copied, and puts full ink on the line you stopped at.
Cash receipts book
Continuous from Apr 2026 · faded lines are already written
MonthsApr 2026p.1May 2026p.1Jun 2026p.2Jul 2026p.2Aug 2026p.3green = written
Rivera Design Studio
CASH RECEIPTS BOOKPAGE 2
| 1 | 2 | |||||
| Date | Received from | Ref. | Cash(Dr) | Sales / service income(Cr) | ||
| 1 | Totals brought forward | 1 | ||||
| 2 | Jun 1 | Northwind Media | 4010 | 2850000 | 2850000 | 2 |
| 3 | 5 | Bright Harbor Co. | 4010 | 1500000 | 1500000 | 3 |
| 4 | 9 | Studio Kalinaw | 4010 | 990000 | 990000 | 4 |
| 5 | 16 | Northwind Media | 4010 | 600000 | 600000 | 5 |
| 6 | 24 | Bright Harbor Co. | 4010 | 750000 | 750000 | 6 |
| 7 | Total for the month | 6690000 | 6690000 | 7 | ||
Find out which one you are
Five questions, no account needed. It tells you your regime, your forms and your deadlines.
And the rest of it
Everything else that has to happen between January and April.
The five above are the jobs people get stuck on. These are the rest of what is in there, and they are included in the same one tier.
Pricing
One tier. Everything above is in it.
No seats, no usage limits, no feature held back for a plan that does not exist. The guides and the form library stay free for everyone, account or not.
₱249/ month
7 days free first. No card required. Nothing renews on its own.
Signup is invite-only while the beta runs. The quiz, the guides and the form library are open to everyone.
- Every feature, one tier, no add-ons
- All 13 BIR guides and the 106-form library, free to everyone
- Nothing auto-renews and no card is kept on file
- If it lapses, your books stay readable, printable and exportable
- Printed guides are sold separately, not bundled
- Row-level security scopes every table to your account
In preparation
The parts that do not fit in an app.
Long-form guides, written to the same standard as the free ones on this site and printed to be kept open beside the book you are writing in. None of them is for sale yet, and the guides on the site stay free either way.
The Four Books
Every column in all four books, named, with one real month followed through until the figures tie.
Your first year with the BIR
Registration through to the first annual return, in the order it happens, with the queue-side details nobody writes down.
The 1701Q, box by box
Every item on the quarterly return, and the four boxes that cost people the most when they are left at zero.
Straight answers
The questions everyone asks first.
Written against the rules in force as of July 2026, after the Ease of Paying Taxes Act changed several of them.
Do I need to register with the BIR if I only freelance?
Yes. Section 236 of the Tax Code covers every person earning taxable income on their own, so practising a profession for clients counts. You do not need a shop or a DTI business name for it to apply. Registering does not mean you owe tax: the first 250,000 pesos of annual income is tax-free either way. It means you file.
When is BIR Form 1701Q due?
Three times a year. Q1 covering January to March is due May 15, Q2 covering April to June is due August 15, and Q3 covering July to September is due November 15. The fourth quarter is settled on the annual return instead, not on a 1701Q.
Should I pick the 8% rate or the graduated rates?
It depends on your expenses. The 8% option is charged on gross receipts less the 250,000-peso annual allowance and replaces percentage tax, so it wins when you have few deductible costs. Graduated rates tax your profit after expenses, so they win when your costs are high. The choice has to be made at registration or on your first quarterly return of the year.
How much does BIR registration cost in 2026?
Far less than the horror stories. The 500-peso annual registration fee was abolished in 2024 under the Ease of Paying Taxes Act, so nobody should be charging it. What remains is the 30-peso documentary stamp tax. Anyone asking you for 500 pesos is working from outdated rules.
Does TAXKAYA file my returns with the BIR for me?
No, and that is deliberate. TAXKAYA is not affiliated with the BIR, eFPS, eBIRForms or ORUS. It works out what you are likely to owe and when it is due, then walks you through filing it yourself, step by step, until it stops being frightening. Services that file on your behalf cost thousands of pesos a month and leave you no better at it than when you started.
How much does TAXKAYA cost?
7 days free with no card required, then ₱249 a month. One tier with every feature. When a trial ends, new entries pause — everything you already recorded stays readable, printable and exportable, because lapsing is a read-only state, not a lockout.
Where is my financial data stored?
In our database, under the account you sign in with. Row-level security scopes every table to your account, so a query can only ever return your own rows — not another customer's, and not an administrator browsing at will.
April 15 is coming either way.
Meet it with clean books, a funded tax jar, and numbers that were ready months ago. The quiz takes about three minutes and needs no account.
7 days free, then ₱249 a month. Cancel any time — nothing renews on its own.